Responsibilities:
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Collaborate with internal teams to prepare, review, and finalize facility and security documentation tailored to corporate client needs, ensuring compliance with regulatory standards and internal policies.
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Draft, check, and provide detailed feedback on loan agreements and related documents, ensuring they accurately reflect the terms agreed upon with corporate clients.
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Follow up on precedent and subsequent loan conditions, financial covenants, and other obligations, ensuring corporate clients adhere to the terms of their financing agreements.
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Proactively identify deficiencies in documentation and workflow processes; report findings and implement corrective actions to enhance efficiency and accuracy in credit administration.
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Verify the terms and conditions of loan agreements and drawdown letters, and manage the disbursement process for corporate loans, ensuring timely and accurate funding.
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Prepare and monitor collateral reports for corporate clients, assessing the quality and value of collateral to mitigate risks associated with lending.
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Actively participate in cross-functional projects related to credit administration, contributing insights and conducting User Acceptance Testing (UAT) to ensure system enhancements meet operational needs.
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Prepare, review, and update Standard Operating Procedures (SOP) specific to credit administration for corporate clients, ensuring clarity and compliance across all processes.
Requirements:
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Bachelor’s degree or equivalent academic qualification, preferably in finance, business, or a related field.
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Minimum of 7 years of experience in Credit Administration, with a strong background in managing corporate client accounts and supervisory experience.
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Solid understanding of the unique needs of corporate clients, including the processing of various types of loans.
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Familiarity with processing bilateral and syndicated loans, Lombard lending, and knowledge of banking practices and legal considerations pertinent to corporate lending.
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A positive attitude, strong team spirit, and the ability to communicate effectively with internal stakeholders and corporate clients.
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Language skills: Written and spoken English and Chinese, including Mandarin
