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Department: Credit Management
Location: Hong Kong
Salary: Up to HKD 33,000 per month
Job Purpose
To ensure timely and effective monitoring of the bank’s credit portfolio, identifying early warning signals, and mitigating potential credit risks across retail and commercial banking segments.
Key Responsibilities
- Track and review credit exposures for retail and commercial banking clients.
- Detect early warning signs of credit deterioration and escalate to relevant stakeholders. Prepare reports on high-risk accounts and recommend remedial actions.
- Generate periodic credit monitoring reports for management review. Support stress testing and portfolio risk analysis.
- Ensure adherence to internal credit policies and regulatory requirements. Assist in audits and regulatory inspections related to credit monitoring.
- Liaise with Relationship Managers, Credit Risk, and Collections teams for follow-up actions.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or related discipline.
- Minimum 1 year of experience in credit monitoring, credit risk, or related roles in banking.
- Good understanding of retail and commercial banking products.
- Proficient in MS Excel and risk monitoring tools; knowledge of regulatory guidelines (HKMA) preferred.
- Good communication skills in English and Chinese (Cantonese and/or Mandarin).
Career Level
- Officer / Assistant Manager (depending on experience)
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