We are seeking an experienced and highly motivated Underwriting Manager specialising in High Net Worth (HNW) clients to join our underwriting team based in Kowloon, Hong Kong. This role requires a seasoned professional with deep expertise in assessing and managing insurance risks for affluent individuals, ensuring a bespoke and quality-driven underwriting approach that aligns with business objectives and superior client servicing standards.
The successful candidate will be responsible for overseeing the underwriting of high-value personal insurance policies, including property, fine art, jewellery, yachts, and personal liability. You will lead a team of underwriters, providing guidance, training, and quality assurance to ensure the consistent application of underwriting guidelines. You will work closely with brokers, financial advisors, and internal stakeholders to develop tailored insurance solutions that meet the complex needs of HNW clients.
Key responsibilities include evaluating new applications and renewal business, monitoring portfolio performance, implementing underwriting best practices, and developing underwriting strategies that drive profitability and sustainable growth. The role demands strong analytical skills, sound judgement, and an in-depth understanding of legal and regulatory requirements within the Hong Kong insurance landscape.
To thrive in this role, you must have a minimum of 7 years of experience in underwriting, with at least 3 years focused on the HNW segment. Prior leadership or managerial experience is essential, along with comprehensive knowledge of insurance products commonly provided to HNW individuals. You should possess excellent communication and interpersonal skills, with the ability to build strong broker and client relationships built on trust and responsiveness.
Proficiency in English is required, and fluency in Cantonese and/or Mandarin is highly advantageous. A relevant professional qualification such as ACII or ANZIIF is preferred. You must demonstrate a high level of discretion, professionalism, and integrity, as well as a client-focused mindset coupled with strong business acumen.
This is an exciting opportunity for an underwriting professional who wants to make a meaningful impact within a dynamic and client-centric environment. The role offers a competitive salary in HKD, commensurate with experience and the strategic importance of this position. Based in the heart of Hong Kong, this role provides excellent prospects for career advancement and professional enrichment for the right candidate.