Insurance ALCM

We are seeking an Insurance Asset & Liability Management (ALCM/ALM) professional to support balance sheet management, capital efficiency, and risk governance within an insurance environment. This role focuses on aligning asset strategy with liability profiles, monitoring key ALM metrics, and providing timely insight to senior stakeholders.

Location & Salary

• Location: GZ, Guangdong, China
• Salary: £0 per year

Key Responsibilities

• Develop and maintain ALM frameworks to ensure assets are appropriately matched to insurance liabilities across durations, currencies, and liquidity profiles.
• Produce regular ALCM/ALM reporting, including sensitivity analysis, stress/scenario testing, and key rate duration metrics.
• Support investment strategy recommendations considering liability cash flows, risk appetite, solvency and capital objectives.
• Monitor and manage interest rate, credit spread, currency, liquidity, and reinvestment risks; propose hedging or mitigation actions where appropriate.
• Collaborate with actuarial, finance, risk, and investment teams to validate assumptions, methodology, and model outputs.
• Contribute to governance forums, policies, limits, and controls, ensuring strong documentation and audit-ready processes.
• Assist with regulatory and internal disclosures related to ALM, capital, and balance sheet risks.

Required Skills & Experience

• Proven experience in insurance ALM/ALCM, balance sheet management, or related risk/treasury/investment roles.
• Strong understanding of insurance liabilities, cash flow projection, discounting, and the interaction between assets, liabilities, and capital.
• Experience with stress testing, scenario analysis, and risk reporting; ability to communicate complex findings clearly.
• Advanced analytical capability, including strong Excel skills; experience with ALM tools and/or programming (e.g., Python, R, or SQL) is desirable.
• Excellent stakeholder management, with the ability to work across functions and challenge assumptions constructively.
• High attention to detail, sound judgement, and an understanding of risk governance and control environments.

Qualifications

• Degree in Finance, Economics, Mathematics, Actuarial Science, Engineering, or a related discipline.
• Professional qualification (e.g., actuarial, CFA, FRM) is advantageous but not essential.