Senior Credit Underwriter (Open to Banking, Finance background)

Salary
HK$70,000 - HK$90,000 - Per Month
Location
Hong Kong
Type
Permanent
Published
Jan 15, 2026
Ref
167701
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We’re seeking an experienced Senior Credit Underwriter to join our Credit team at a leading global financial services group. This role suits someone with strong analytical skills, commercial awareness, and proven expertise in credit risk assessment and client management.

In this role you will work with a global market leader, gain exposure to diverse industries across international markets and be given clear opportunities for career development and leadership.
 

Key Responsibilities

Credit Risk & Analysis

  • Conduct detailed financial and business analyses across multiple industries
  • Perform proactive information gathering, including buyer calls and visits
  • Assess creditworthiness and set appropriate limits aligned with internal risk frameworks
  • Monitor portfolio exposure and identify early warning signals
  • Ensure adherence to internal and regulatory requirements

Client Management

  • Manage a dedicated client portfolio with proactive service delivery
  • Build strong relationships with clients, brokers, and stakeholders
  • Provide clear, high‑quality credit advice balancing risk and commercial needs
  • Act as a trusted advisor in client discussions and high‑level meetings

Business Collaboration

  • Partner with Commercial teams to steer loss ratios and support portfolio profitability
  • Contribute underwriting insights to business development and strategic initiatives
 

Requirements

  • 7–8+ years in credit underwriting, trade credit insurance, or related financial fields
  • Strong financial statement and risk analysis capabilities
  • Proven client management track record
  • Comfortable conducting company visits and senior‑level meetings
  • Proactive, independent, and sound judgment
  • Excellent communication and negotiation skills
  • Degree in Finance, Risk Management, Business, or related field
  • Fluent Cantonese; strong English and Mandarin required
  • Experience in MNC or multicultural environment preferred
  • Proficient in Word, Excel, and PowerPoint

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