We are seeking an experienced Asset & Liability Manager to join our team based in Shenzhen, China. This role is instrumental in overseeing balance sheet management strategies and optimising risk/return profiles in alignment with the organisation's financial goals and regulatory requirements.
The successful candidate will be responsible for leading the execution and development of asset and liability management (ALM) policy, ensuring optimal liquidity positioning, interest rate risk management, and capital planning. You will conduct scenario and stress testing analyses, closely monitor key financial ratios, and provide strategic recommendations to senior management to enhance balance sheet efficiency.
This position requires in-depth knowledge of financial markets, treasury operations, and the latest regulatory frameworks, as well as the ability to interpret complex data and develop actionable insights.
Key Responsibilities:
- Develop and implement ALM strategies and frameworks to manage market, liquidity, and interest rate risks effectively.
- Monitor and analyse the organisation’s balance sheet structure, identifying potential risk exposure and proposing mitigation tactics.
- Collaborate with risk, finance, and treasury teams to ensure compliance with relevant financial regulations and internal policies.
- Prepare management reports on ALM performance, including recommendations for asset allocation, funding optimisation, and capital usage.
- Conduct regular stress testing and scenario analysis to ensure financial stability under varied economic conditions.
- Engage in continuous process improvements, leveraging financial models and systems to enhance ALM efficiency.
Requirements:
- Minimum of 5 years’ experience in asset and liability management, treasury, or financial risk management within the financial services industry.
- Strong understanding of ALM principles, liquidity and interest rate risk, capital adequacy, and regulatory requirements including Basel frameworks.
- Advanced analytical and problem-solving skills, with proficiency in financial modelling and scenario analysis tools.
- Excellent communication and stakeholder management skills, with the ability to influence strategic decisions.
- Bachelor’s degree in Finance, Economics, Accounting or a related field. A professional qualification (e.g. CFA, FRM, ACA) is highly desirable.
- Fluency in English is essential; proficiency in Mandarin is advantageous.
This is a full-time position offering a competitive annual salary of £400,000, along with performance-based incentives and comprehensive benefits. If you are a results-driven ALM professional seeking to make a strategic impact in a dynamic financial environment, we encourage you to apply.
