We are seeking a seasoned and highly analytical Senior Credit Risk Analytics Manager to join our team in Hong Kong. This role offers a unique opportunity to develop and enhance risk strategies, models, and processes within a dynamic and fast-paced environment. You will be responsible for shaping the credit risk framework, leveraging advanced analytics, and ensuring robust risk management practices are in place across the organisation.
As the Senior Credit Risk Analytics Manager, you will lead a team of skilled analysts and work collaboratively with cross-functional stakeholders including Finance, Compliance, Data Science, and Technology. You will design and implement credit scoring models, monitor portfolio performance, and provide insights to support lending decisions and risk appetite setting.
Key Responsibilities:
- Develop and validate credit risk models and scorecards for origination, behavioural, and collections strategies.
- Perform in-depth analysis of credit portfolios to identify trends, risks, and opportunities.
- Establish and enhance risk frameworks, policies, and procedures.
- Ensure regulatory compliance (e.g., IFRS 9, Basel III) in all risk modelling and reporting activities.
- Lead the design and enhancement of stress testing and scenario analysis processes.
- Collaborate with technology teams to support data automation and reporting solutions.
- Communicate findings and recommendations to senior leadership through detailed reports and presentations.
Requirements:
- Bachelor’s or Master’s degree in Finance, Statistics, Mathematics, Economics, or a related quantitative discipline.
- At least 8 years of experience in credit risk analytics or risk management within the financial services industry.
- Strong expertise in credit modelling, statistical analysis, and use of industry-standard tools (e.g., SAS, SQL, R, Python).
- Hands-on experience with IFRS 9, Basel regulations, and other credit risk regulatory requirements.
- Solid understanding of consumer or commercial lending products and credit lifecycle.
- Proven leadership and team management skills, with experience guiding analytical teams.
- Excellent problem-solving, communication, and stakeholder engagement abilities.
- Fluency in English is essential; Cantonese or Mandarin proficiency is an advantage.
This is an exciting opportunity for an experienced risk professional to contribute strategically to an evolving risk function and drive data-driven decision-making in a leading organisation. Located in Hong Kong Island, this position offers a competitive package and the chance to work at the forefront of risk analytics in the financial sector.
