We are seeking a diligent and experienced Credit Manager to join our client's Corporate Credit team in Hong Kong. This pivotal role involves evaluating and managing credit risk exposure for corporate clients, with a specific focus on corporate and trade finance products. The successful candidate will analyse credit data, financial statements, and market trends to assess the creditworthiness of existing and prospective clients in order to safeguard the organisation’s assets and optimise credit risk frameworks.
This role requires a strategic thinker with robust analytical skills and the ability to take a proactive approach in identifying and mitigating credit risks. Applicants should have experience in a similar role within the banking or financial services sector, particularly with exposure to corporate clients and trade finance transactions.
Key Responsibilities:
- Assess and recommend credit proposals for corporate clients, ensuring alignment with internal risk policies and external regulatory frameworks.
- Manage a portfolio of corporate credit exposures with ongoing risk monitoring and analysis.
- Liaise with internal stakeholders to support structuring of trade finance and working capital solutions.
- Prepare detailed credit assessment reports and present recommendations to relevant committees.
- Ensure timely renewal, review, and oversight of existing credit facilities.
- Assist in the identification of potential problem exposures and implement corrective strategies.
- Stay abreast of market developments, industry trends, and associated credit risks.
Requirements:
- Bachelor’s degree in Finance, Accounting, Economics, or a related discipline; professional qualifications such as CFA or ACCA are advantageous.
- Minimum of 5 years’ experience in credit risk management, corporate banking, or trade finance.
- Strong understanding of trade finance instruments, credit structuring, and corporate lending practices.
- Excellent analytical, communication, and decision-making skills.
- Demonstrated ability to work independently and effectively manage multiple priorities.
- Familiarity with financial regulatory requirements in Asia, particularly in Hong Kong.
- Proficiency in financial modelling and credit risk assessment tools.
This is an exciting opportunity for a dedicated credit professional to join a dynamic team committed to excellence in corporate and trade finance. If you have the expertise and ambition to manage complex credit exposures and contribute to robust risk management, we encourage you to apply.
